Home Depot gives customers a lot of flexibility and options to pay for orders – whether you’re buying in-store or online. This includes their custom ‘Home Depot Credit Card’ and Project Loans which, if you qualify, you can use to finance your purchases and take advantage of several exclusive offers (read more about their credit options here https://www.homedepot.com/c/credit-center).
Home Depot accepts traditional forms of payment, such as cash and credit cards, for in-store purchases. Customers can also use Home Depot’s store-branded credit card or other major credit cards. For online transactions, Home Depot’s website provides a user-friendly platform where customers can pay using stored credit card information or through PayPal. Customers who are exempt from sales tax for various reasons can have this status reflected in their account for accurate billing during checkout.
Payments Accepted at Home Depot
Home Depot wants you to pay for tools and materials in ways that suit you best. That’s why they take lots of kinds of payments. Here’s what you need to know.
Does Home Depot accept Apple Pay?
No, Home Depot does not accept Apple Pay at any of their locations at this time.
Does Home Depot accept tap-to-pay?
Home Depot does accept tap-to-pay methods. You can use contactless payment with your credit or debit card if it has the contactless symbol on it. Just hold the card over the contactless reader at checkout.
Does Home Depot accept Google Pay?
Yes, you can use Google Pay at Home Depot. You can also use Samsung Pay, another popular mobile wallet.
Does Home Depot accept American Express?
Yes, Home Depot accepts American Express credit cards. They also accept Visa, Mastercard, and Discover.
Other Things to Know About Payment at Home Depot
Here’s a table with even more ways to pay at Home Depot.
| Payment Method | Accepted? | Notes |
|---|---|---|
| Cash | Yes | |
| Check | Yes | With valid ID |
| Debit Cards | Yes | |
| The Home Depot Consumer Credit Card | Yes | |
| The Home Depot Commercial Revolving Charge | Yes | For businesses |
| The Home Depot Commercial Account | Yes | For businesses |
| Gift Cards | Yes |
Key Takeaways
- Home Depot offers multiple payment methods for convenience.
- Store transactions can be made with cash or credit.
- Online accounts facilitate easy and efficient payments.
Home Depot Payment Options
Home Depot offers a variety of options to complete transactions, catering to the preferences of all their customers. From traditional in-store methods to convenient online services and dedicated credit solutions, payment at Home Depot is straightforward and flexible.
In-Store Payments
In physical stores, Home Depot accepts cash, credit cards, debit cards, and Home Depot gift cards. They also process checks and money orders as payment. Customers need to provide a valid ID with checks for verification.
Online and Mobile Payments
Customers can pay for their purchases on Home Depot’s website or mobile app. Acceptable digital payment methods include major credit cards, PayPal, and Home Depot gift cards. After placing an order online, the actual sales tax is calculated when the item is shipped, and that’s when the credit card is charged.
Home Depot Credit Services
Home Depot partners with Citi to offer the Home Depot Consumer Credit Card. This card allows for special financing on everyday purchases and during promotional periods. To manage the card, users must follow user ID and password guidelines. For instance, avoid using sequential digits as a User ID. Automatic payments can be set up, and paperless statements are available for easy account management.
Alternative Financing Options
For larger projects, Home Depot provides alternative financing solutions such as the Home Depot Project Loan. This extends a line of credit suitable for more significant home improvement needs. Customers may also consider personal loans, home equity lines of credit, or a home equity loan. The specific APR and terms will depend on the customer’s credit score and other financial details.
